{"id":558,"date":"2026-06-25T12:29:30","date_gmt":"2026-06-25T04:29:30","guid":{"rendered":"https:\/\/hk.propmark.com\/hong-kong-real-estate-blog\/?p=558"},"modified":"2026-06-29T14:28:38","modified_gmt":"2026-06-29T06:28:38","slug":"hong-kong-first-hand-property-guide","status":"publish","type":"post","link":"https:\/\/hk.propmark.com\/hong-kong-real-estate-blog\/zh-cn\/hong-kong-first-hand-property-guide\/","title":{"rendered":"2026 \u9999\u6e2f\u4e00\u624b\u65b0\u76d8\u62bd\u7b7e\u5168\u653b\u7565\uff1a\u4ece\u8ba4\u8d2d\u767b\u8bb0\u5230\u9009\u623f\u6d41\u7a0b"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u5728\u653f\u5e9c\u64a4\u8fa3\u53ca\u653e\u5bbd\u6309\u63ed\u6210\u6570\u7b49\u591a\u9879\u5229\u597d\u653f\u7b56\u5e26\u52a8\u4e0b\uff0c2026\u5e74\u9999\u6e2f\u4e00\u624b\u697c\u5e02\u6301\u7eed\u6d3b\u8dc3\uff0c\u5404\u5927\u5f00\u53d1\u5546\u79ef\u6781\u63a8\u76d8\u3002\u5bf9\u4e8e\u9996\u6b21\u7f6e\u4e1a\u4eba\u58eb\uff08\u4fd7\u79f0\u201c\u4e0a\u8f66\u5ba2\u201d\uff09\u800c\u8a00\uff0c\u4e00\u624b\u697c\uff08\u65e0\u8bba\u671f\u623f\u6216\u73b0\u623f\uff09\u867d\u7136\u514d\u53bb\u4e86\u4e8c\u624b\u5e02\u573a\u7e41\u7410\u7684\u770b\u623f\u4e0e\u8bae\u4ef7\u8fc7\u7a0b\uff0c\u4f46\u5176\u72ec\u7279\u7684\u201c\u8ba4\u8d2d\u767b\u8bb0\u3001\u62bd\u7b7e\u3001\u9009\u623f\u201d\u673a\u5236\uff0c\u5f80\u5f80\u4ee4\u65b0\u624b\u611f\u5230\u56f0\u60d1\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201c\u4ec0\u4e48\u662f\u8ba4\u8d2d\u767b\u8bb0\uff1fA\u7ec4\u548cB\u7ec4\u6709\u4ec0\u4e48\u533a\u522b\uff1f\u672c\u7968\u9700\u8981\u51c6\u5907\u591a\u5c11\uff1f\u201d\u672c\u6587\u5c06\u4e3a\u4f60\u5168\u9762\u62c6\u89e32026\u5e74\u9999\u6e2f\u4e00\u624b\u65b0\u76d8\u7684\u8ba4\u8d2d\u6d41\u7a0b\uff0c\u52a9\u4f60\u5feb\u901f\u638c\u63e1\u5165\u5e02\u5173\u952e\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e00\u624b\u65b0\u76d8\u8ba4\u8d2d\u6d41\u7a0b\uff5c\u4e94\u5927\u9636\u6bb5\u6982\u89c8<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0e\u4e8c\u624b\u623f\u4e0d\u540c\uff0c\u4e00\u624b\u623f\u9500\u552e\u9700\u6309\u7167\u300a\u4e00\u624b\u4f4f\u5b85\u7269\u4e1a\u9500\u552e\u6761\u4f8b\u300b\u8fdb\u884c\uff0c\u6574\u4e2a\u6d41\u7a0b\u5927\u81f4\u5206\u4e3a\u4ee5\u4e0b\u4e94\u4e2a\u9636\u6bb5\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3010\u9636\u6bb5 1\uff1a\u53c2\u89c2\u6837\u677f\u95f4\u4e0e\u610f\u5411\u767b\u8bb0\u3011 \u2794 \u3010\u9636\u6bb5 2\uff1a\u516c\u5e03\u62bd\u7b7e\u6447\u53f7\u7ed3\u679c\u3011 \u2794 \u3010\u9636\u6bb5 3\uff1a\u9009\u623f\u5f53\u65e5\u4e0e\u7b7e\u8ba4\u8d2d\u4e66\u3011 \u2794 \u3010\u9636\u6bb5 4\uff1a\u7b7e\u6b63\u5f0f\u5408\u540c\u4e0e\u7533\u529e\u8d37\u6b3e\u3011 \u2794 \u3010\u9636\u6bb5 5\uff1a\u6536\u697c\u5165\u4f19\u3011<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5176\u4e2d\u6700\u5173\u952e\u3001\u4e5f\u662f\u65b0\u624b\u6700\u5bb9\u6613\u6df7\u6dc6\u7684\u90e8\u5206\uff0c\u5c31\u662f\u201c\u8ba4\u8d2d\u767b\u8bb0\u3001\u62bd\u7b7e\u53ca\u9009\u623f\u201d\u4e09\u5927\u73af\u8282\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u6838\u5fc3\u4e00\uff1a\u8ba4\u8d2d\u767b\u8bb0\u73a9\u6cd5\u4e0e\u672c\u7968\u51c6\u5907<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f53\u5f00\u53d1\u5546\u516c\u5e03\u4ef7\u5355\u53ca\u9500\u552e\u5b89\u6392\u540e\uff0c\u901a\u5e38\u4f1a\u540c\u6b65\u5f00\u653e\u793a\u8303\u5355\u4f4d\u4f9b\u516c\u4f17\u53c2\u89c2\u3002\u5982\u6709\u610f\u8d2d\u4e70\uff0c\u51c6\u4e70\u5bb6\u9700\u8fdb\u884c\u8d2d\u623f\u610f\u5411\u767b\u8bb0\uff0c\u4fd7\u79f0\u201c\u8ba4\u8d2d\u767b\u8bb0\u201d\uff08\u9999\u6e2f\u60ef\u79f0\u201c\u5165\u7968\u201d\uff09\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. \u4ec0\u4e48\u662f\u201c\u672c\u7968\u201d\uff1f\u91d1\u989d\u662f\u591a\u5c11\uff1f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fdb\u884c\u8ba4\u8d2d\u767b\u8bb0\u65f6\uff0c\u4e00\u822c\u9700\u8981\u63d0\u4ea4\u4e00\u5f20\u7ea6\u6e2f\u5e01 $100,000 \u7684\u94f6\u884c\u672c\u7968\uff08Cashier\u2019s Order\uff09\u6216\u6307\u5b9a\u62ac\u5934\u652f\u7968\uff0c\u4f5c\u4e3a\u8ba4\u8d2d\u610f\u5411\u91d1\uff08\u4fd7\u79f0\u201c\u8ba4\u8d2d\u91d1\u201d\uff09\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u7528\u9014<\/strong>\uff1a\u8bc1\u660e\u8d2d\u623f\u8bda\u610f<\/li>\n\n\n\n<li><strong>\u6210\u529f\u8d2d\u623f<\/strong>\uff1a\u53ef\u8f6c\u4e3a\u4e34\u65f6\u8ba2\u91d1\uff08\u7ec6\u8ba2\uff09\u7684\u4e00\u90e8\u5206<\/li>\n\n\n\n<li><strong>\u672a\u4e2d\u7b7e\u6216\u653e\u5f03<\/strong>\uff1a\u76f8\u5173\u6b3e\u9879\u4f1a\u5168\u989d\u9000\u8fd8<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5b9e\u64cd\u5efa\u8bae\uff1a<\/strong><br>\u672c\u7968\u9700\u5728\u94f6\u884c\u529e\u7406\uff0c\u62ac\u5934\u5fc5\u987b\u51c6\u786e\u586b\u5199\u5f00\u53d1\u5546\u6307\u5b9a\u7684\u5f8b\u5e08\u4e8b\u52a1\u6240\u540d\u79f0\uff0c\u5426\u5219\u53ef\u80fd\u88ab\u62d2\u6536\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">2. \u5982\u4f55\u63d0\u9ad8\u4e2d\u7b7e\u7387\uff1f\u201c\u591a\u7968\u7b56\u7565\u201d<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e3a\u4e86\u63d0\u9ad8\u62bd\u7b7e\u6210\u529f\u7387\uff0c\u4e0d\u5c11\u4e70\u5bb6\u4f1a\u91c7\u7528\u201c\u591a\u7968\u7b56\u7565\u201d\uff0c\u4f8b\u5982\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4e00\u4eba\u63d0\u4ea4\u591a\u5f20\u8ba4\u8d2d\uff08\u89c6\u5f00\u53d1\u5546\u9650\u5236\u800c\u5b9a\uff09<\/li>\n\n\n\n<li>\u5bb6\u5ead\u6210\u5458\u5206\u522b\u767b\u8bb0\uff08\u5982\u592b\u59bb\u5206\u522b\u63d0\u4ea4\uff09<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd1\u5e74\u6765\u90e8\u5206\u65b0\u76d8\u4e3a\u51cf\u5c11\u7092\u4f5c\u884c\u4e3a\uff0c\u4f1a\u6536\u7d27\u91cd\u590d\u767b\u8bb0\u673a\u5236\uff0c\u4f46\u201c\u4e00\u4eba\u4e00\u7968\u201d\u6216\u201c\u5bb6\u5ead\u5206\u522b\u767b\u8bb0\u201d\u4ecd\u8f83\u4e3a\u5e38\u89c1\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u6838\u5fc3\u4e8c\uff1a\u62bd\u7b7e\u673a\u5236\uff5cA\u7ec4 vs B\u7ec4<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5b8c\u6210\u8ba4\u8d2d\u767b\u8bb0\u540e\uff0c\u5f00\u53d1\u5546\u4f1a\u5728\u5f00\u552e\u524d\u8fdb\u884c\u62bd\u7b7e\uff0c\u5e76\u516c\u5e03\u201c\u767b\u8bb0\u4eba\u540d\u5355\u53ca\u9009\u623f\u6b21\u5e8f\u201d\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6839\u636e\u9500\u552e\u5b89\u6392\uff0c\u4e70\u5bb6\u4e00\u822c\u4f1a\u88ab\u5212\u5206\u4e3a <strong>A\u7ec4<\/strong> \u548c <strong>B\u7ec4<\/strong>\uff0c\u4e24\u8005\u5728\u9009\u623f\u4f18\u5148\u6743\u65b9\u9762\u5dee\u5f02\u660e\u663e\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th>\u7ec4\u522b<\/th><th>\u5b9a\u4f4d<\/th><th>\u8d2d\u4e70\u6761\u4ef6<\/th><th>\u9009\u623f\u4f18\u5148\u6743<\/th><\/tr><tr><td>A\u7ec4<\/td><td>\u5927\u989d\u4e70\u5bb6\uff0f\u6295\u8d44\u8005<\/td><td>\u901a\u5e38\u9700\u8d2d\u4e70\u591a\u4e2a\u5355\u4f4d\u6216\u6307\u5b9a\u5927\u6237\u578b\uff08\u5982\u4e09\u623f\uff09<\/td><td>\u6781\u9ad8<\/td><\/tr><tr><td>B\u7ec4<\/td><td>\u666e\u901a\u4e70\u5bb6\uff0f\u4e0a\u8f66\u5ba2<\/td><td>\u4e00\u822c\u53ea\u53ef\u8d2d\u4e70\u4e00\u4e2a\u5355\u4f4d<\/td><td>\u6b21\u9ad8\uff08\u9700\u7b49\u5f85A\u7ec4\u5b8c\u6210\uff09<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udca1 <strong>\u65b0\u624b\u63d0\u793a\uff1a<\/strong><br>\u5f00\u53d1\u5546\u901a\u5e38\u4f1a\u628a\u4f18\u8d28\u5355\u4f4d\uff08\u5982\u9ad8\u5c42\u3001\u666f\u89c2\u8f83\u4f73\u6216\u70ed\u95e8\u6237\u578b\uff09\u4f18\u5148\u7ed9\u4e88A\u7ec4\u3002\u5f53\u8f6e\u5230B\u7ec4\u65f6\uff0c\u70ed\u95e8\u5355\u4f4d\u53ef\u80fd\u5df2\u88ab\u9009\u8d70\uff0c\u56e0\u6b64\u5efa\u8bae\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u27a1 \u63d0\u524d\u51c6\u5907\u81f3\u5c113\u81f35\u4e2a\u5907\u9009\u5355\u4f4d<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u6838\u5fc3\u4e09\uff1a\u9009\u623f\u5f53\u65e5\u5b9e\u6218\u6d41\u7a0b<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u9009\u623f\u5f53\u5929\u73b0\u573a\u6c14\u6c1b\u7d27\u5f20\u3001\u4eba\u6d41\u4f17\u591a\uff0c\u65b0\u624b\u9700\u63d0\u524d\u719f\u6089\u6d41\u7a0b\uff0c\u907f\u514d\u4e34\u573a\u51fa\u9519\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. \u51c6\u65f6\u62a5\u5230<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u9700\u643a\u5e26\u4ee5\u4e0b\u6587\u4ef6\u6309\u65f6\u5230\u573a\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8eab\u4efd\u8bc1<\/li>\n\n\n\n<li>\u8ba4\u8d2d\u767b\u8bb0\u6536\u636e<\/li>\n\n\n\n<li>\u672c\u7968<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u26a0\ufe0f \u5982\u8fdf\u5230\uff0c\u53ef\u80fd\u88ab\u8c03\u6574\u81f3\u8be5\u65f6\u6bb5\u6700\u540e\u9009\u623f\uff0c\u751a\u81f3\u53d6\u6d88\u8d44\u683c\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">2. \u7b49\u5019\u53ca\u5173\u6ce8\u201c\u9500\u63a7\u8868\u201d<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u7b49\u5019\u533a\u5185\uff0c\u73b0\u573a\u4f1a\u5c55\u793a\u201c\u9500\u63a7\u8868\u201d\uff08\u5b9e\u65f6\u66f4\u65b0\u5df2\u552e\u5355\u4f4d\uff09\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 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class=\"wp-block-paragraph\">\u6210\u529f\u9009\u623f\u540e\uff0c\u9700\u5373\u573a\u7b7e\u7f72\u4e34\u7ea6\u5e76\u652f\u4ed8\u8ba2\u91d1\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u672c\u7968 $10\u4e07 \u2192 \u8f6c\u4e3a\u7ec6\u8ba2\u4e00\u90e8\u5206<\/li>\n\n\n\n<li>\u8865\u8db3\u81f3\u697c\u4ef7\u7ea6 <strong>5%\u7684\u4e34\u65f6\u8ba2\u91d1<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u4ed8\u6b3e\u65b9\u5f0f\u901a\u5e38\u5305\u62ec\u652f\u7968\u6216\u4fe1\u7528\u5361\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u9009\u623f\u540e\u4e24\u5927\u5173\u952e\u6b65\u9aa4<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. 5\u4e2a\u5de5\u4f5c\u65e5\u5185\u7b7e\u7f72\u6b63\u5f0f\u4e70\u5356\u5408\u7ea6<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6839\u636e\u89c4\u5b9a\uff0c\u4e70\u5bb6\u987b\u57285\u4e2a\u5de5\u4f5c\u65e5\u5185\u5b8c\u6210\uff1a<\/p>\n\n\n\n<ul 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