{"id":642,"date":"2026-07-08T14:25:32","date_gmt":"2026-07-08T06:25:32","guid":{"rendered":"https:\/\/hk.propmark.com\/hong-kong-real-estate-blog\/?p=642"},"modified":"2026-07-08T14:25:32","modified_gmt":"2026-07-08T06:25:32","slug":"hong-kong-property-ownership-costs-beyond-purchase-price","status":"publish","type":"post","link":"https:\/\/hk.propmark.com\/hong-kong-real-estate-blog\/zh-hk\/hong-kong-property-ownership-costs-beyond-purchase-price\/","title":{"rendered":"\u9999\u6e2f\u7269\u696d\u6301\u6709\u6210\u672c\uff1a\u5dee\u9909\u3001\u5730\u79df\u53ca\u7ba1\u7406\u8cbb\u5168\u89e3\u6790"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u7576\u9999\u6e2f\u8cb7\u5bb6\u8a55\u4f30\u81ea\u5df1\u662f\u5426\u6709\u80fd\u529b\u7f6e\u696d\u6642\uff0c\u6ce8\u610f\u529b\u5f80\u5f80\u96c6\u4e2d\u5728\u7269\u696d\u552e\u50f9\uff0c\u4ee5\u53ca\u80fd\u5426\u53d6\u5f97\u5408\u9069\u6309\u63ed\u5229\u7387\uff0c\u4ee4\u6bcf\u6708\u4f9b\u6b3e\u4fdd\u6301\u5728\u53ef\u8ca0\u64d4\u6c34\u5e73\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7136\u800c\uff0c\u4e00\u9805\u540c\u6a23\u91cd\u8981\u537b\u7d93\u5e38\u88ab\u5ffd\u7565\u7684\u56e0\u7d20\uff0c\u662f\u53d6\u5f97\u7269\u696d\u5f8c\u7684\u5be6\u969b\u6301\u6709\u6210\u672c\uff08Holding Cost\uff09\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u9999\u6e2f\uff0c\u7269\u696d\u696d\u4e3b\u9700\u8981\u627f\u64d4\u591a\u9805\u6301\u7e8c\u6027\u958b\u652f\uff0c\u5305\u62ec\u6cd5\u5b9a\u53ca\u65e5\u5e38\u71df\u904b\u8cbb\u7528\uff0c\u4f8b\u5982\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u653f\u5e9c\u5dee\u9909\uff08Rates\uff09<\/li>\n\n\n\n<li>\u653f\u5e9c\u5730\u79df\uff08Government Rent\uff09<\/li>\n\n\n\n<li>\u7ba1\u7406\u8cbb\uff08Management Fees\uff09<\/li>\n\n\n\n<li>\u7dad\u4fee\u57fa\u91d1\u4f9b\u6b3e\uff08Sinking Fund\uff09<\/li>\n\n\n\n<li>\u4fdd\u96aa\u8cbb\u7528\uff08Insurance\uff09<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u82e5\u696d\u4e3b\u5c07\u55ae\u4f4d\u51fa\u79df\uff0c\u66f4\u9700\u627f\u64d4\u7269\u696d\u7a05\uff08Property Tax\uff09\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u672c\u6587\u5c07\u9010\u4e00\u62c6\u89e3\u9999\u6e2f\u7269\u696d\u7684\u4e3b\u8981\u6301\u6709\u6210\u672c\uff0c\u4e26\u900f\u904e\u5be6\u4f8b\u5354\u52a9\u60a8\u5728\u7f6e\u696d\u524d\u6e96\u78ba\u8a08\u7b97\u5e74\u5ea6\u652f\u51fa\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u653f\u5e9c\u5dee\u9909\uff08Government Rates\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u5dee\u9909\u662f\u9999\u6e2f\u6b77\u53f2\u6700\u60a0\u4e45\u3001\u6700\u7a69\u5b9a\u7684\u7269\u696d\u6536\u8cbb\u4e4b\u4e00\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5dee\u9909\u7531\u5dee\u9909\u7269\u696d\u4f30\u50f9\u7f72\u6309\u7269\u696d\u7684\u300c\u61c9\u8ab2\u5dee\u9909\u79df\u503c\uff08Rateable Value\uff09\u300d\u8a55\u4f30\u53ca\u5fb5\u6536\u3002\u6240\u8b02\u61c9\u8ab2\u5dee\u9909\u79df\u503c\uff0c\u6307\u8a72\u7269\u696d\u65bc\u516c\u958b\u5e02\u5834\u4e0a\u5408\u7406\u53ef\u53d6\u5f97\u7684\u5e74\u5ea6\u79df\u91d1\u6c34\u5e73\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u76ee\u524d\u5dee\u9909\u7a05\u7387\u70ba\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u61c9\u8ab2\u5dee\u9909\u79df\u503c\u7684\u6bcf\u5e74 5%<\/li>\n\n\n\n<li>\u6309\u5b63\u5ea6\u5fb5\u6536\uff08\u6bcf\u5b63 1.25%\uff09<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u7531\u65bc\u79df\u503c\u6703\u5b9a\u671f\u91cd\u4f30\uff0c\u56e0\u6b64\u8207\u5e02\u5834\u79df\u91d1\u6c34\u5e73\u4e26\u975e\u5b8c\u5168\u4e00\u81f4\uff0c\u4f46\u4e00\u822c\u5177\u6709\u9ad8\u5ea6\u53c3\u8003\u50f9\u503c\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u8a08\u7b97\u7bc4\u4f8b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5047\u8a2d\u4e00\u500b\u5169\u623f\u4e2d\u534a\u5c71\u55ae\u4f4d\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6708\u79df\u5e02\u5834\u50f9\u503c\uff1a\u7d04 HKD 30,000<\/li>\n\n\n\n<li>\u5e74\u79df\u503c\uff1aHKD 360,000<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u8a08\u7b97\u5982\u4e0b\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u61c9\u8ab2\u5dee\u9909\u79df\u503c\uff1aHKD 360,000<\/li>\n\n\n\n<li>\u5e74\u5ea6\u5dee\u9909\uff1aHKD 18,000<\/li>\n\n\n\n<li>\u6bcf\u5b63\u5dee\u9909\uff1aHKD 4,500<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5373\u4f7f\u55ae\u4f4d\u7a7a\u7f6e\uff0c\u696d\u4e3b\u4ecd\u9808\u7e73\u4ea4\u5dee\u9909\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u51fa\u79df\u55ae\u4f4d\u65b9\u9762\uff0c\u5dee\u9909\u7531\u696d\u4e3b\u6216\u79df\u5ba2\u627f\u64d4\uff0c\u8996\u4e4e\u79df\u7d04\u689d\u6b3e\u800c\u5b9a\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u653f\u5e9c\u5730\u79df\uff08Government Rent\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0d\u5c11\u9996\u6b21\u7f6e\u696d\u4eba\u58eb\u6703\u5c07\u5730\u79df\u8207\u5dee\u9909\u6df7\u70ba\u4e00\u8ac7\uff0c\u4f46\u5169\u8005\u5176\u5be6\u5b8c\u5168\u4e0d\u540c\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u653f\u5e9c\u5730\u79df\u662f\u9999\u6e2f\u7279\u5340\u653f\u5e9c\u54111985\u5e745\u670827\u65e5\u5f8c\u6279\u51fa\u7684\u571f\u5730\u5951\u7d04\u6240\u6536\u53d6\u7684\u571f\u5730\u79df\u91d1\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6536\u8cbb\u6a19\u6e96\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u61c9\u8ab2\u5dee\u9909\u79df\u503c\u7684 3%<\/li>\n\n\n\n<li>\u6309\u5b63\u5ea6\u7e73\u4ed8<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u8a08\u7b97\u7bc4\u4f8b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u540c\u6a23\u4ee5\u79df\u503c HKD 360,000 \u8a08\u7b97\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5e74\u5ea6\u5730\u79df\uff1aHKD 10,800<\/li>\n\n\n\n<li>\u6bcf\u5b63\u5730\u79df\uff1aHKD 2,700<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u4e26\u975e\u6240\u6709\u7269\u696d\u5747\u9700\u7e73\u4ed8\u5730\u79df<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e00\u822c\u800c\u8a00\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>1985\u5e74\u524d\u571f\u5730\u5951\u7d04\u53ef\u80fd\u7372\u8c41\u514d<\/li>\n\n\n\n<li>\u65b0\u754c\u90e8\u5206\u820a\u5f0f\u5b98\u5951\u7269\u696d\u53ef\u80fd\u6709\u4e0d\u540c\u5b89\u6392<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u8cb7\u65b9\u5f8b\u5e2b\u5728\u6210\u4ea4\u524d\u6703\u78ba\u8a8d\u76f8\u95dc\u8cac\u4efb\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u91cd\u8981\u63d0\u793a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5dee\u9909\uff085%\uff09\u52a0\u4e0a\u5730\u79df\uff083%\uff09\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5408\u5171\u76f8\u7576\u65bc\u79df\u503c\u6bcf\u5e74 8% \u7684\u56fa\u5b9a\u958b\u652f\u3002<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9019\u662f\u7f6e\u696d\u9810\u7b97\u4e2d\u4e0d\u53ef\u5ffd\u7565\u7684\u6301\u7e8c\u6210\u672c\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u7ba1\u7406\u8cbb\uff08Management Fees\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u7ba1\u7406\u8cbb\u652f\u4ed8\u4e88\u7ba1\u7406\u516c\u53f8\u6216\u696d\u4e3b\u7acb\u6848\u6cd5\u5718\uff0c\u7528\u65bc\u652f\u4ed8\u5927\u5ec8\u65e5\u5e38\u904b\u4f5c\u958b\u652f\uff0c\u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4fdd\u5b89\u670d\u52d9<\/li>\n\n\n\n<li>\u5927\u5802\u53ca\u516c\u773e\u5730\u65b9\u6e05\u6f54<\/li>\n\n\n\n<li>\u5347\u964d\u6a5f\u4fdd\u990a<\/li>\n\n\n\n<li>\u5712\u85dd\u7dad\u8b77<\/li>\n\n\n\n<li>\u516c\u5171\u5730\u65b9\u7167\u660e<\/li>\n\n\n\n<li>\u5927\u5ec8\u4fdd\u96aa<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u9999\u6e2f\u5927\u578b\u4f4f\u5b85\u5c4b\u82d1\u7ba1\u7406\u8cbb\u4e00\u822c\u4ecb\u4e4e\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u6bcf\u6708\u6bcf\u5e73\u65b9\u544e\u5efa\u7bc9\u9762\u7a4d\uff08GFA\uff09HKD 2.50\uff0d6.00<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9700\u6ce8\u610f\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7ba1\u7406\u8cbb\u901a\u5e38\u6309\u5efa\u7bc9\u9762\u7a4d\uff08GFA\uff09\u8a08\u7b97\uff0c\u800c\u975e\u5be6\u7528\u9762\u7a4d\uff08SA\uff09\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u8a08\u7b97\u7bc4\u4f8b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">1,000\u5e73\u65b9\u544e\u5efa\u7bc9\u9762\u7a4d\u55ae\u4f4d\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6bcf\u6708\u7ba1\u7406\u8cbb\uff1a\u7d04 HKD 2,500\uff0d6,000<\/li>\n\n\n\n<li>\u6bcf\u5e74\uff1a\u7d04 HKD 30,000\uff0d72,000<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u8a2d\u65bd\u5b8c\u5584\u7684\u8c6a\u5b85\uff08\u6703\u6240\u3001\u6cf3\u6c60\u3001\u79ae\u8cd3\u670d\u52d9\u3001\u5065\u8eab\u5ba4\u7b49\uff09\u4e00\u822c\u5c6c\u65bc\u8f03\u9ad8\u6c34\u5e73\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u51b7\u6c23\u53ca\u8a2d\u65bd\u9644\u52a0\u8cbb<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u90e8\u5206\u5927\u578b\u4f4f\u5b85\u8a2d\u6709\u4e2d\u592e\u51b7\u6c23\u6216\u51b7\u51cd\u6c34\u7cfb\u7d71\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u76f8\u95dc\u6536\u8cbb\u901a\u5e38\u7368\u7acb\u65bc\u7ba1\u7406\u8cbb\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6bcf\u6708\u7d04 HKD 400\uff0d1,500 \u4ee5\u4e0a<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u6b64\u5916\uff0c\u90e8\u5206\u5c4b\u82d1\u53ef\u80fd\u53e6\u884c\u6536\u53d6\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u79df\u7528\u8eca\u4f4d\u8cbb<\/li>\n\n\n\n<li>\u6703\u6240\u6703\u7c4d\u8cbb<\/li>\n\n\n\n<li>\u7a7f\u68ad\u5df4\u58eb\u670d\u52d9\u8cbb<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u8cb7\u6a13\u524d\u61c9\u8981\u6c42\u7ba1\u7406\u8655\u63d0\u4f9b\u8a73\u7d30\u8cbb\u7528\u6e05\u55ae\uff0c\u800c\u975e\u50c5\u67e5\u770b\u57fa\u672c\u7ba1\u7406\u8cbb\u6578\u5b57\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u7dad\u4fee\u57fa\u91d1\uff08Sinking Fund\uff09\u8207\u7279\u5225\u7dad\u4fee\u5fb5\u8cbb\uff08Special Levies\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u7dad\u4fee\u57fa\u91d1\u662f\u5927\u5ec8\u9577\u671f\u5132\u5099\u8cc7\u91d1\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8cc7\u91d1\u7528\u9014\u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u66f4\u63db\u5347\u964d\u6a5f<\/li>\n\n\n\n<li>\u5916\u7246\u7ffb\u65b0<\/li>\n\n\n\n<li>\u5929\u53f0\u9632\u6c34\u5de5\u7a0b<\/li>\n\n\n\n<li>\u5927\u5802\u7ffb\u65b0<\/li>\n\n\n\n<li>\u7d50\u69cb\u7dad\u4fee<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u7ba1\u7406\u5b8c\u5584\u7684\u5927\u5ec8\u6703\u6301\u7e8c\u7d2f\u7a4d\u8db3\u5920\u5132\u5099\uff0c\u4ee5\u652f\u4ed8\u5927\u578b\u7dad\u4fee\u5de5\u7a0b\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u82e5\u5132\u5099\u4e0d\u8db3\uff0c\u5247\u53ef\u80fd\u5411\u696d\u4e3b\u5fb5\u6536\u4e00\u6b21\u6027\u7279\u5225\u7dad\u4fee\u8cbb\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5e38\u898b\u91d1\u984d<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u8001\u724c\u4f4f\u5b85\u5e38\u898b\u5fb5\u8cbb\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6bcf\u6236 HKD 10,000\uff0d80,000<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u751a\u81f3\u66f4\u9ad8\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u8cb7\u6a13\u524d\u61c9\u67e5\u95b1<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u8981\u6c42\u63d0\u4f9b\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u6700\u8fd112\u500b\u6708\u7ba1\u7406\u8cbb\u7d00\u9304<\/li>\n\n\n\n<li>\u696d\u4e3b\u7acb\u6848\u6cd5\u5718\u5e74\u5ea6\u8ca1\u52d9\u5831\u8868<\/li>\n\n\n\n<li>\u7dad\u4fee\u57fa\u91d1\u7d50\u9918\u8cc7\u6599<\/li>\n\n\n\n<li>\u5c4b\u5b87\u7f72\u7dad\u4fee\u547d\u4ee4\u6216\u5f37\u5236\u9a57\u6a13\u901a\u77e5<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u51fa\u79df\u7269\u696d\u7684\u7269\u696d\u7a05\uff08Property Tax\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u51fa\u79df\u7269\u696d\u9808\u7e73\u4ea4\u7269\u696d\u7a05\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u73fe\u884c\u7a05\u7387\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u6de8\u61c9\u8a55\u7a05\u503c\u768415%<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8a08\u7b97\u65b9\u5f0f\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5e74\u79df\u91d1\u6536\u5165<\/li>\n\n\n\n<li>\u6e1b\u53bb\u5dee\u9909<\/li>\n\n\n\n<li>\u518d\u6263\u966420%\u6cd5\u5b9a\u514d\u7a05\u4fee\u847a\u958b\u652f<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u9918\u984d\u5373\u70ba\u6de8\u61c9\u8a55\u7a05\u503c\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u8a08\u7b97\u7bc4\u4f8b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6708\u79df\uff1aHKD 30,000<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5e74\u79df\u6536\u5165\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">HKD 360,000<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6263\u9664\u5dee\u9909\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">HKD 18,000<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9918\u984d\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">HKD 342,000<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u518d\u626320%\u6cd5\u5b9a\u514d\u7a05\u984d\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">HKD 68,400<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6de8\u61c9\u8a55\u7a05\u503c\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">HKD 273,600<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7269\u696d\u7a05\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>HKD 41,040<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u4fdd\u96aa\uff08Insurance\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u5927\u5ec8\u7d50\u69cb\u4fdd\u96aa\u901a\u5e38\u5df2\u5305\u542b\u65bc\u7ba1\u7406\u8cbb\u5167\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7136\u800c\u4fdd\u969c\u7bc4\u570d\u4e00\u822c\u4e0d\u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u55ae\u4f4d\u5167\u8ca1\u7269<\/li>\n\n\n\n<li>\u88dd\u4fee\u5de5\u7a0b<\/li>\n\n\n\n<li>\u7b2c\u4e09\u8005\u8cac\u4efb\u98a8\u96aa<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6f0f\u6c34\u5c0e\u81f4\u6a13\u4e0b\u55ae\u4f4d\u640d\u6bc0<\/li>\n\n\n\n<li>\u706b\u707d\u9020\u6210\u9130\u5c45\u640d\u5931<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u56e0\u6b64\u5efa\u8b70\u696d\u4e3b\u81ea\u884c\u8cfc\u8cb7\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5bb6\u5c45\u4fdd\u96aa<\/li>\n\n\n\n<li>\u7b2c\u4e09\u8005\u8cac\u4efb\u4fdd\u96aa<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e00\u822c\u4fdd\u8cbb\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u6bcf\u5e74\u7d04 HKD 1,500\uff0d4,000<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5927\u90e8\u5206\u9280\u884c\u4ea6\u6703\u8981\u6c42\u6309\u63ed\u501f\u6b3e\u4eba\u8cfc\u8cb7\u76f8\u95dc\u4fdd\u969c\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u5be6\u4f8b\uff1a\u5b8c\u6574\u5e74\u5ea6\u6301\u6709\u6210\u672c<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u5047\u8a2d\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4e2d\u534a\u5c71\u5169\u623f\u55ae\u4f4d<\/li>\n\n\n\n<li>\u5be6\u7528\u9762\u7a4d\uff1a750\u5e73\u65b9\u544e<\/li>\n\n\n\n<li>\u5efa\u7bc9\u9762\u7a4d\uff1a\u7d04950\u5e73\u65b9\u544e<\/li>\n\n\n\n<li>\u8cfc\u5165\u50f9\uff1aHKD 1,500\u842c<\/li>\n\n\n\n<li>\u81ea\u4f4f\u7528\u9014<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th>\u9805\u76ee<\/th><th>\u8a08\u7b97\u65b9\u5f0f<\/th><th>\u5e74\u5ea6\u8cbb\u7528<\/th><\/tr><tr><td>\u5dee\u9909<\/td><td>HKD300,000 \u00d7 5%<\/td><td>HKD15,000<\/td><\/tr><tr><td>\u5730\u79df<\/td><td>HKD300,000 \u00d7 3%<\/td><td>HKD9,000<\/td><\/tr><tr><td>\u7ba1\u7406\u8cbb<\/td><td>950 \u00d7 HKD4 \u00d7 12<\/td><td>HKD45,600<\/td><\/tr><tr><td>\u51b7\u6c23\u8cbb<\/td><td>HKD1,000 \u00d7 12<\/td><td>HKD12,000<\/td><\/tr><tr><td>\u5bb6\u5c45\u4fdd\u96aa<\/td><td>\u5e74\u8cbb<\/td><td>HKD2,500<\/td><\/tr><tr><th><strong>\u7e3d\u6301\u6709\u6210\u672c<\/strong><\/th><td>\u2014<\/td><td><strong>\u7d04 HKD84,100\/\u5e74<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u5373\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u6bcf\u6708\u7d04 HKD7,000 \u6301\u6709\u6210\u672c<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c1a\u672a\u5305\u62ec\u6309\u63ed\u4f9b\u6b3e\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u82e5\u8cb8\u6b3e\u91d1\u984d\u70ba\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>HKD 1,050\u842c<\/li>\n\n\n\n<li>\u6309\u63ed\u6210\u657870%<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5247\u6bcf\u6708\u6309\u63ed\u4f9b\u6b3e\u7d04\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>HKD 45,000\uff0d55,000<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u56e0\u6b64\u5be6\u969b\u6bcf\u6708\u4f4f\u5c4b\u652f\u51fa\u9060\u9ad8\u65bc\u55ae\u7d14\u6309\u63ed\u4f9b\u6b3e\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u8cb7\u6a13\u524d\u5982\u4f55\u8a55\u4f30\u771f\u5be6\u6301\u6709\u6210\u672c<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u63d0\u51fa\u51fa\u50f9\u524d\uff0c\u61c9\u5411\u4ee3\u7406\u6216\u696d\u4e3b\u7d22\u53d6\u4ee5\u4e0b\u8cc7\u6599\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 \u6700\u8fd1\u56db\u671f\u5dee\u9909\u53ca\u5730\u79df\u55ae<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 \u6700\u8fd112\u500b\u6708\u7ba1\u7406\u8cbb\u7d00\u9304<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 \u696d\u4e3b\u7acb\u6848\u6cd5\u5718\u6700\u65b0\u8ca1\u52d9\u5831\u8868<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 \u7dad\u4fee\u57fa\u91d1\u8cc7\u6599<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 \u5927\u5ec8\u7dad\u4fee\u8a08\u5283<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 \u5c4b\u5b87\u7f72\u672a\u5b8c\u6210\u547d\u4ee4\u7d00\u9304<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6709\u4e86\u9019\u4e9b\u8cc7\u6599\uff0c\u901a\u5e38\u5728\u4e00\u5c0f\u6642\u5167\u4fbf\u80fd\u8a08\u7b97\u51fa\u771f\u5be6\u6301\u6709\u6210\u672c\uff0c\u907f\u514d\u6210\u70ba\u65b0\u696d\u4e3b\u5f8c\u624d\u767c\u73fe\u984d\u5916\u652f\u51fa\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u9999\u6e2f\u7f6e\u696d\u771f\u6b63\u6210\u672c<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u8cb7\u6a13\u50f9\u683c\u56fa\u7136\u6700\u5bb9\u6613\u770b\u898b\uff0c\u4f46\u6301\u6709\u6210\u672c\u624d\u662f\u4f34\u96a8\u6574\u500b\u696d\u6b0a\u671f\u9593\u7684\u9577\u671f\u652f\u51fa\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4ee5\u4e00\u500b\u50f9\u503c HKD 1,500 \u842c\u7684\u534a\u5c71\u4f4f\u5b85\u70ba\u4f8b\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5e74\u5ea6\u6301\u6709\u6210\u672c\u7d04\u70ba HKD 84,000\u3002<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9019\u662f\u4e00\u500b\u7d55\u5c0d\u4e0d\u61c9\u5ffd\u7565\u7684\u6578\u5b57\uff0c\u91cd\u8981\u7a0b\u5ea6\u4e0d\u4e9e\u65bc\u6a13\u50f9\u672c\u8eab\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">PropMark \u5718\u968a\u81f4\u529b\u5354\u52a9\u8cb7\u5bb6\u5c0b\u627e\u517c\u5177\u50f9\u683c\u512a\u52e2\u53ca\u6301\u6709\u6210\u672c\u6548\u76ca\u7684\u512a\u8cea\u7269\u696d\u3002\u6b61\u8fce\u700f\u89bd <a href=\"https:\/\/hk.propmark.com\/\">https:\/\/hk.propmark.com\/<\/a>\uff0c\u6216\u8207\u6211\u5011\u5718\u968a\u806f\u7d61\uff0c\u7372\u53d6\u66f4\u5c08\u696d\u7684\u7f6e\u696d\u5efa\u8b70\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u7576\u9999\u6e2f\u8cb7\u5bb6\u8a55\u4f30\u81ea\u5df1\u662f\u5426\u6709\u80fd\u529b\u7f6e\u696d\u6642\uff0c\u6ce8\u610f\u529b\u5f80\u5f80\u96c6\u4e2d\u5728\u7269\u696d\u552e\u50f9\uff0c\u4ee5\u53ca\u80fd\u5426\u53d6\u5f97\u5408\u9069\u6309\u63ed\u5229\u7387\uff0c\u4ee4\u6bcf\u6708\u4f9b\u6b3e\u4fdd\u6301\u5728\u53ef\u8ca0\u64d4\u6c34\u5e73\u3002<\/p>\n<p>\u7136\u800c\uff0c\u4e00\u9805\u540c\u6a23\u91cd\u8981\u537b\u7d93\u5e38\u88ab\u5ffd\u7565\u7684\u56e0\u7d20\uff0c\u662f\u53d6\u5f97\u7269\u696d\u5f8c\u7684\u5be6\u969b\u6301\u6709\u6210\u672c\uff08Holding Cost\uff09\u3002<\/p>\n","protected":false},"author":5,"featured_media":636,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[1002],"tags":[1010,1008,1012,1016,1006,1014],"class_list":["post-642","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1002","tag-1010","tag-1008","tag-1012","tag-1016","tag-1006","tag-1014"],"jetpack_featured_media_url":"https:\/\/hk.propmark.com\/hong-kong-real-estate-blog\/wp-content\/uploads\/2026\/06\/Hong-Kong-Property-Ownership-Additional-Costs-Diagram.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/hk.propmark.com\/hong-kong-real-estate-blog\/wp-json\/wp\/v2\/posts\/642","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hk.propmark.com\/hong-kong-real-estate-blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hk.propmark.com\/hong-kong-real-estate-blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hk.propmark.com\/hong-kong-real-estate-blog\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/hk.propmark.com\/hong-kong-real-estate-blog\/wp-json\/wp\/v2\/comments?post=642"}],"version-history":[{"count":1,"href":"https:\/\/hk.propmark.com\/hong-kong-real-estate-blog\/wp-json\/wp\/v2\/posts\/642\/revisions"}],"predecessor-version":[{"id":643,"href":"https:\/\/hk.propmark.com\/hong-kong-real-estate-blog\/wp-json\/wp\/v2\/posts\/642\/revisions\/643"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hk.propmark.com\/hong-kong-real-estate-blog\/wp-json\/wp\/v2\/media\/636"}],"wp:attachment":[{"href":"https:\/\/hk.propmark.com\/hong-kong-real-estate-blog\/wp-json\/wp\/v2\/media?parent=642"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hk.propmark.com\/hong-kong-real-estate-blog\/wp-json\/wp\/v2\/categories?post=642"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hk.propmark.com\/hong-kong-real-estate-blog\/wp-json\/wp\/v2\/tags?post=642"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}