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Unauthorised Building Works in Hong Kong: What Every Buyer Should Check Before Signing

A couple sits in a high-rise law firm office overlooking Hong Kong Victoria Harbour, reviewing a property contract with a female solicitor. Prominently placed on the desk is an official document stamped with a red warning in both English and Traditional Chinese: "PROPERTY ENCUMBRANCE FOUND / UNAUTHORISED BUILDING WORKS (UBWs) / 物業已釘契 - 發現僭建物". Next to it is a site comparison document contrasting an approved building plan with an annotated site photo showing unauthorized structures, highlighting legal risks before signing.
Published: 2026-07-23 | Updated: 2026-07-23

Unauthorised building works can pass silently from seller to buyer in Hong Kong, bringing removal orders, mortgage complications and unexpected repair bills. Here is how to recognise and handle UBWs before you commit.

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Understanding Saleable Area in Hong Kong: How Flats Are Measured and Why It Matters

An estate agent in a modern high-rise residential unit with a panoramic view of the Hong Kong skyline and Victoria Harbour uses a laser measurer and a printed floor plan to explain the concept of Saleable Area to a couple. On the wall, a detailed graphic chart titled "SALEABLE AREA (實用面積)" visually breaks down how flats are measured and highlights items excluded from the internal floor area, such as bay windows and balconies.
Published: 2026-07-22 | Updated: 2026-07-22

In Hong Kong, the size on a flat’s sales brochure is not always the space you can actually use. Here is how saleable area works, what it includes and excludes, and how to compare flats fairly.

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The Hong Kong Conveyancing Process Explained: From Provisional Agreement to Completion

Close-up shot of a person's hand signing a Traditional Chinese property document titled "ASSIGNMENT OF PROPERTY" using a fountain pen. The document shows legal terms and names like "Mr. CHAN TAI MAN" in an office setting with a blurred Hong Kong city view.
Published: 2026-07-21 | Updated: 2026-07-21

Buying or selling a flat in Hong Kong follows a well-defined legal path from the provisional agreement to completion. Here is how each stage works — and where careful buyers protect themselves.

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Land Leases and 2047: What Every Hong Kong Property Buyer Should Understand About Leasehold Ownership

Published: 2026-07-20 | Updated: 2026-07-20

Almost every home in Hong Kong sits on leased Government land, not freehold. Here is what leasehold ownership really means, why the year 2047 mattered, and how a new extension law has reshaped the picture for buyers and owners.

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How Mortgages Work in Hong Kong: A Buyer’s Guide to Loan-to-Value, Approval and Repayment

Infographic titled "How Mortgages Work in Hong Kong: A Buyer’s Guide to Loan-to-Value, Approval, and Repayment." The image is divided into three numbered informational columns: 1. Loan-to-Value (LTV), 2. Approval Process, and 3. Repayment & Terms. Each column includes descriptive bullet points and relevant vector icons. A smiling young couple stands on the right, holding documents marked "Mortgage Approval" and "HKD," against a backdrop of the Victoria Harbour skyline.
Published: 2026-07-18 | Updated: 2026-07-20

After the 2024 easing of Hong Kong’s mortgage rules — a 70% loan-to-value cap for all homes, a suspended stress test and up to 90% financing for first-time buyers — borrowing power has rarely been clearer. Here is how to use it.

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Buying Off-Plan Property in Hong Kong: A First-Time Buyer’s Guide to Purchasing Flats Before Completion

A young couple sitting at a desk inside a Hong Kong property sales office, smiling while discussing with a real estate agent. On the table are a handbook titled "Hong Kong Off-Plan Property Buying Guide" in Chinese, architectural floor plans, a laptop with financial charts, and a calculator. In the background, a large residential building model and an active construction site with cranes can be seen through the window.
Published: 2026-07-17 | Updated: 2026-07-17

Buying a flat before it is built can secure tomorrow’s home at today’s price — but off-plan purchases in Hong Kong carry their own rules, risks and rewards. Here is what every first-time buyer should understand before signing.

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How to Sell Your Hong Kong Flat Faster: A Seller’s Guide to Pricing, Presentation and Marketing

Alt Text: An informative 4:3 vector-style illustration for a Hong Kong property guide. The background features the iconic Hong Kong skyline and Victoria Harbour. In the foreground, a male and female property agent stand inside a modern apartment, presenting three key sections with icons and bilingual text: 'Smart Pricing' (pricing strategy), 'Home Presentation' (home staging), and 'Digital Marketing' (online promotion). The main article title 'How to Sell Your Hong Kong Flat Faster' is displayed prominently at the top.
Published: 2026-07-16 | Updated: 2026-07-16

A practical seller’s guide to moving your Hong Kong flat faster — pricing against real evidence, fixing what buyers notice, staging small spaces, and marketing that earns viewings.

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