Village houses offer space, light and a lower entry price than urban flats — but they sit on different land titles and a different regulatory regime. Here is what to verify on title, structure, access and financing before you commit.
After the 2024 easing of Hong Kong’s mortgage rules — a 70% loan-to-value cap for all homes, a suspended stress test and up to 90% financing for first-time buyers — borrowing power has rarely been clearer. Here is how to use it.

