Hong Kong law lets someone else sign your purchase documents — but only if the power of attorney is the right kind, drafted tightly, and authenticated in a form Hong Kong will accept. A guide to the types of power and what they must contain, what the donor and the attorney each take on, how long it takes to put one in place, and where overseas buyers get stuck on the mortgage.

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When buyers in Hong Kong calculate what they can afford, they focus almost entirely on the purchase price. But the annual cost of owning a property — rates, ground rent, management fees, insurance, and potential property tax — adds up to tens of thousands of HKD per year. This guide breaks down every recurring cost with a worked example

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