Hong Kong lenders lend against the lower of the price and their own valuation, so a shortfall can appear after your deposit is already committed. Here is how valuation works, why it comes in low, and how to protect yourself before signing.
Hong Kong lenders lend against the lower of the price and their own valuation, so a shortfall can appear after your deposit is already committed. Here is how valuation works, why it comes in low, and how to protect yourself before signing.